North American Merchant Advance Association

Looking for Funding? Check out our Member List



AmeriMerchant, founded in 2002, provides merchant cash advances and business loans from $5,000 to $1 million to businesses in industries of all types. High approval rates, approvals as fast as same day and programs for all credit types.

Funds are typically available in a week or less.

AmeriMerchant has over 110 employees and its corporate headquarters are based in New York City. Our reputation is second to none and we maintain an A+ rating with the Better Business Bureau.

For more information, visit our website at or call 800-267-3790.

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Business Financial Services, Inc. (BFS) is a premier provider of small business financing in the U.S. Founded in 2001, with the goal of providing alternative financing solutions to merchants who were unable to receive traditional financing, today we have successfully funded over 15,000 businesses nationwide.

Through a Term Loan or Merchant Cash Advance, we will fund $5,000 to $1,000,000 in a matter of 5-10 days. Merchants can use the funds for any business purpose, without restrictions.

Business Financial Services operates from its headquarters in Coral Springs, Florida, with offices in Orange County, California and Chelmsford, United Kingdom.

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Capital for Merchants provides business owners the funds they need for success and growth, empowering merchants to realize the full potential of their business. Backed by North American Bancard, one of the nation’s most trusted credit card processing companies, Capital for Merchants is a direct funding source that provides small businesses the cash they need quickly and easily. Together, Capital for Merchants and North American Bancard combine modern innovation, strategic planning, industry-leading training, and unbeatable customer service to continue helping American businesses thrive.

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GRP Funding is a leading source for Cash Advances & Loans to businesses in all 50 states. By streamlining financing processes and understanding our customer’s needs, GRP Funding has succeeded in bridging the gap in access to traditional commercial credit, bridge loans & leasing. Since 2007, our commitment to service and our ability to present a wide range of programs makes us a preferred provider for traditional brick and mortar retailers, the medical, dental & veterinary industries and even on-line merchants. Cash Advances and Business Loans, together in one great place.

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Happy Rock Merchant Solutions – headquartered in New York – is one of the leading merchant cash-advance providers in the marketplace. Happy Rock is a private, direct-funding company that offers flexible, alternative funding solutions for small- to medium-sized businesses by purchasing a set amount of their receivables and future credit/debit card sales. Traditional bank loans are typically secured, can take months to obtain, and require high credit scores, lots of paperwork and collateral. Whereas Happy Rock’s funding programs have many fewer constraints, require minimal paperwork, and an offer to purchase as little as $5 thousand to more than $1 million can be delivered to the merchant – often within a few hours – with the purchase being funded in as little as one business day. Happy Rock Merchant Solutions prides itself on its outside-the-box funding techniques, professional staff, and high approval rates.

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Merchant Advance Funding LP is a dynamic MCA funder based in Manhattan, NY. We’ve continually expanded our operations since our inception in 2009. Due to our expansion we’re looking to fund a greater volume of merchants and cultivate a broad new base of partners. We aim for flexibility and quick turnaround times on offers and commission payouts. We are willing to work with any type of merchant and any credit card processor that will give us a split. We offer competitive commissions and a lucrative profit sharing program to our best partners.

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Merchant Capital Source (MCS) was founded in 2005 with the recognition that small business in America needs a finance product which is different than a loan. This fact remains true today.

MCS has funded thousands of advances since inception. MCS markets, primarily, direct to the merchant community giving our merchants a superior funding experience. We structure every advance to meet the immediate cash needs of the business, while being mindful of its future cash flow requirements. Our success in this endeavor is reflected in our A+ BBB rating.

Please contact us directly to answer any questions you may have.

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Since 2005, Merchant Cash and Capital (MCC) has a leader in the merchant cash advance industry with over $500 million funded to more than12,500 unique businesses. MCC has successfully helped these businesses grow, meet payroll, purchase new equipment and inventory, pay taxes, and much more. A cash advance from MCC has no hidden fees, no personal guarantees, no collateral, and can be funded in a matter of days. With both traditional Merchant Account and Gross Revenue based cash advances, MCC has become a true one stop shop for all business financing needs.

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Merchant Cash Group is one of the leading funding companies that caters to merchants who have a risky financial profile. We have developed three funding platforms so that we can guarantee to offer financial help to all merchant types and situations. Our funding platforms are designed to provide merchants with working capital to help maintain and operate their business.

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Merchants Capital Access (MCA) is one of the nation’s leading merchant cash advance providers for small to medium sized businesses. We offer traditional cash advance products based on average credit card activity as well as fixed repayment programs which focus on total cash flow with no credit cards required. MCA says “YES” with speed and ease to provide funds in as little as 3-5 business days. We’re not a bank, so there’s NO HASSLE, NO PERSONAL COLLATERAL REQUIRED and BAD CREDIT is often NO PROBLEM! Call 1.877.522.7410 or visit and qualify to receive up to $250,000 in working capital.

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NextWave Funding is a leading cash advance provider that offers its merchants the highest level of customer service and a variety of funding products to help them grow and expand. Our mission is to operate our business with integrity, honesty, and concern for the well-being of our customers, their businesses, our investors, and the industries we serve. Our ultimate goal is to become a major asset to our clients by building and maintaining long lasting personal relationships and being a part of the success and future growth of their business.

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Perfect Funding provides working capital to small and medium sized businesses. Perfect Funding’s Working Capital is typically used to generate revenue with a quick ROI (under 12 months). For example: stocking up on new merchandise, recruiting, advertising or any other investment in your business that will have an immediate effect on sales. Perfect Funding does not limit the use of funds as we trust that you know what is best for your business. Perfect Funding’s funding is either structured as a business loan or as a purchase of future receivables. Perfect Funding’s representative will work with you to determine the best funding option suited for your business. Perfect Funding’s underwriting is cash-flow based and streamlined to provide an expedited approval process. 

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Principis Capital has provided funding for tens of thousands of small businesses in the United States and Canada. Our years of experience have provided us with a deep understanding of the needs of small businesses. Whether our client is a local Mom-and-Pop outlet, a one-person service provider, or a large multi-location chain, we have a program to suit their needs. We take many factors into consideration, so issues such as bad credit aren’t an obstacle. Our sales partners love our fast turnaround, consistency, loyalty, and our openness to non-standard situations.

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RapidAdvance is a leader in the alternative financing industry having funded over $500 million in capital to over 20,000 small business. Founded in 2005, RapidAdvance uses technology, personal service and innovation to provide multiple, customized financing solutions to small business owners in the US and Canada. By offering multiple solutions small business owners can select the financing option that works best with their business.

Our success is displayed by over 85% of our eligible clients renewing their capital through RapidAdvance and supported by our A+ Better Business Bureau rating.

Based in Bethesda, MD RapidAdvance provides access to the capital that small business owners deserve.

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Retail Capital provides fast, flexible and simple access to funds for small businesses with an acute need for capital. With advances ranging from $5,000 to $500,000, Retail Capital is able to meet the needs of small to medium sized businesses who have been ignored by traditional small business lenders. With a unique combination of proprietary technology and the personal attention needed to fully understand a deal, Retail Capital has become a leader in small business finance.

Please visit our website at or call us at 888-664-1444 to apply.

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An innovative leader in the alternative finance industry providing merchant cash advances, revenue based financing (ACH) and business loans from $5,000 to $2,000,000 for terms of 3 to 36 months. Strategic financed over $500 million in the US and is partnered in Australia with Prospa Advance.

A technology leader and the first MCA company to welcome syndication investment from ISO partners Strategic works cooperatively with other MCA companies to co-fund larger opportunities while leveraging our technology.

Its subsidiary, Colonial Funding provides comprehensive back office technology solutions for numerous companies seeking white label services. Strategic doesn’t have competitors, we have partners.

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Basic CMYK

Swift Capital is one of the nation’s leading providers of working capital solutions to small businesses nationwide. We are a direct provider, and offer a Business Cash Advance (or Merchant Cash Advance) product as an easier and faster alternative to traditional bank loans.

With Swift Capital, you can get fast access to business funding up to $200,000 with no application or closing fees and it is backed by our Best Price Guarantee.

Since 2006, we have provided over $250 million to over 10,000 businesses nationwide. Swift Capital is certified by the Better Business Bureau and has received A+ rating.

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